Frequently Asked Questions

Cleo Market is a flexible payment platform that lets you get the products you love by paying in small installments — daily, weekly, monthly, or any amount you choose. Zero interest, zero stress, and doorstep delivery.

Simply visit our shop at shop.cleomarkets.com, browse our catalog, select a product, make your first deposit (as little as ₦1,000 or 10% of the product price), then choose your preferred payment plan. It's that simple.

Yes, you'll need to create a free account on our shop platform. This allows us to track your payments, keep you updated on your order status, and ensure a smooth delivery experience.

Cleo Market is available to anyone in Nigeria with a valid means of identification. Whether you're a salary earner, daily earner, or freelancer, there's a payment plan designed for your lifestyle.

Absolutely none. You pay exactly the product price — nothing more. No interest, no hidden charges, no compounding fees. What you see is what you pay.

We offer four flexible plans: Daily (pay every day), Weekly (pay every 7 days), Monthly (pay every 30 days), and Flexible (pay any amount at any time). You choose what works best for your income pattern.

You can start with as little as ₦1,000 or 10% of the product price — whichever is higher. After that, continue with your chosen payment plan until the full amount is paid.

All payments are processed securely through Paystack. You can pay using your debit card, bank transfer, or USSD. Your financial data is fully encrypted and protected.

We understand life happens. If you're unable to make a payment on your scheduled date, please contact our support team immediately. We'll work with you to find a suitable arrangement. Consistent missed payments may affect your eligibility for future orders.

Your product will be delivered to your doorstep only after you have completed all payments. This ensures both parties are protected throughout the transaction.

You only pay the delivery fee when your item is ready to be shipped — not upfront. The delivery fee varies by location and will be communicated to you clearly before delivery.

We currently deliver across major cities in Nigeria including Lagos, Abuja, Port Harcourt, Ibadan, Kano, and more. Contact us to confirm availability in your area.

We carry a curated selection of electronics, gadgets, appliances, phones, laptops, and more from over 50 partner brands. Our catalog is constantly growing.

Yes. All products on Cleo Market are brand new, genuine, and sourced from verified partner brands and suppliers. We do not sell refurbished or counterfeit items.